How to Create and Use a Virtual Crypto Card for Daily Expenses

Virtual crypto cards offer a practical solution for those who frequently deal with cryptocurrencies and digital products. This guide explains how to create and use a virtual crypto card, highlighting the benefits and conveniences they provide.

How to Create and Use a Virtual Crypto Card for Daily Expenses

A virtual crypto card is a digital payment card that allows you to use cryptocurrency for transactions. Unlike traditional bank cards, these cards are not physical and exist solely online. They enable payments for digital services, online shopping, and in-person purchases without the need to convert your crypto assets to fiat currency manually.

Some of these cards, such as the Ultima from PSTNET, do not impose spending or replenishment limits. This is particularly beneficial in the context of cryptocurrency, as it allows for large transactions without the worry of hitting a limit. Cryptocurrencies can fluctuate in value, and the ability to transact without limits ensures you can capitalize on these changes without restrictions.

How to Create and Use a Virtual Crypto Card for Daily Expenses

Where and How to Use the Ultima Card

The virtual crypto card Ultima is designed for using cryptocurrencies for daily expenses. It is easy to obtain and easy to use for a variety of purposes.

The Ultima card from PSTNET can be used for a wide range of online and in-store purchases. Whether you are shopping in international online stores, paying for digital services, or managing subscriptions, the Ultima card provides a seamless payment experience. You can choose between Visa and MasterCard options, ensuring compatibility with virtually all merchants worldwide. This flexibility makes the Ultima card an ideal solution for both everyday expenses and specific financial needs.

Registration Process

Getting started with the Ultima PSTNET card is easy. Here is a step-by-step guide to registering and obtaining your card:

1. Sign Up: Register on the PSTNET platform using Apple ID, Google account, Telegram, or email.

2. Activate Your Card: After registration, access your personal account to issue the Ultima card, which becomes active immediately. Simply click the “Get card” button.

3. Verification is only required if the top-up amount exceeds $500 or if you need a mass issuance of cards. 

You can choose the Weekly Plan, which costs $7 per week, offering a straightforward and manageable payment schedule. Alternatively, if you prefer a longer-term commitment, you can opt for the Annual Plan. This plan is priced at $99 for a year, representing a 48% discount. This annual plan is a cost-effective choice for users who intend to use the card extensively over a longer period. 

With sufficient monthly spending, you can get free cards, making it an economical choice for frequent users.

How to Top Up Your Ultima Card

Topping up your Ultima card is simple and flexible. You can use any of the following methods:

  • Cryptocurrencies: BTC, USDT (TRC20, ERC20), ETH, BNB, XRP, TRX, BCH, USDC (Ethereum), USDC (Tron), ADA, SOL, MATIC, BUSD, LTC, DASH, DOGE, and the newly added TON USDT.
  • Standard methods: SEPA/SWIFT bank transfers or Visa/MasterCard.

In the user’s personal account, you will immediately see your multi-currency accounts – in both fiat currencies and cryptocurrencies. By selecting an account, a pop-up window will appear where you can convert currencies by clicking the “Exchange” button.

The Ultima card allows for the conversion of crypto assets to fiat within the user’s personal account, making it easy to manage funds.

Advantages of the Ultima Card: Secure, Convenient, and No-Fee Transactions

Security is a critical aspect of using virtual crypto cards. The Ultima PSTNET card is equipped with several security features. All transactions are protected by 3D Secure, ensuring each payment is verified with a unique code sent via SMS, personal account, or Telegram bot. This additional layer of security helps prevent unauthorized transactions. To further enhance security, the PSTNET platform supports two-factor authentication (2FA). This ensures that even if someone gains access to your login credentials, they cannot access your account without the second form of verification.

Additionaly, there are no fees for transactions, withdrawals, or declined operations. This means you can make purchases, withdraw funds, and even handle declined operations without worrying about incurring additional costs. This fee-free structure makes managing your finances more predictable and less expensive, especially when dealing with frequent transactions.

Key Features of the PSTNET Service

  • In-browser Cardholder 

With PSTNET, there are no limits on the number of cards you can issue. This is particularly beneficial for businesses or individuals who require multiple cards for different purposes. Each cardholder can manage their cards easily through the user-friendly personal account interface. This feature allows for efficient financial management, enabling users to organize their expenses and track transactions with ease.

  • Functional Telegram Bot

The PSTNET Telegram bot enhances user experience by sending real-time notifications and 3DS codes. This feature keeps you informed about your account activities and adds an extra layer of security by providing 3DS codes for transaction verification, making sure your transactions are secure and you stay updated on any account changes.

  • 24/7 Customer Support

PSTNET provides round-the-clock customer support. Whether you have questions or encounter issues, their support managers are ready to assist you anytime. You can reach out to them via Telegram, Whatsapp, or email, ensuring you have multiple convenient options for communication.

Additional Feature: White Label Cards

PSTNET also offers the unique opportunity to create White Label cards. These digital cards can be fully customized and integrated into your company’s products, providing a bespoke payment solution that enhances your brand’s functionality. This innovative solution allows companies to extend their financial services without the need to develop a payment infrastructure from scratch.

Conclusion 

The Ultima virtual crypto card from PSTNET offers a convenient and secure solution for managing daily expenses with cryptocurrency. With no transaction fees, robust security features, and flexible top-up options, it simplifies financial management while ensuring peace of mind. Whether for personal use or business, the Ultima card provides an efficient way to handle payments seamlessly, making it a valuable tool in the digital payment landscape.